This Millionaire Pie is a creamy, chilled dessert made with a light cream cheese filling mixed with pineapple, maraschino cherries, coconut, and pecans, all tucked into a baked graham cracker crust. It’s sweet, fluffy, and full of nostalgic flavor, making it perfect for holidays, potlucks, or anytime you need an easy make-ahead dessert that feeds a crowd. If you love classic, crowd-pleasing desserts like this, you’ll also enjoy my Ambrosia Salad or Strawberry Pretzel Salad!

Ingredients & Substitutions
- Graham cracker crust: You’ll use a simple homemade crust made with graham cracker crumbs, sugar, melted unsalted butter, and a pinch of salt. It bakes for a lightly golden, firm base that holds the creamy filling well. You can also use a store-bought graham cracker crust if you’re short on time.
- Cream cheese: Creates the creamy base of the filling. Make sure it is fully softened for a smooth texture.
- Sweetened condensed milk: Adds sweetness and helps the filling set into a thick, silky consistency.
- Lemon juice: Helps thicken the filling and adds a light, fresh flavor.
- Maraschino cherry juice: Adds a hint of cherry flavor and a little color. Optional, but traditional.
- Crushed pineapple: Adds sweetness and texture. It must be very well drained to avoid a runny pie.
- Maraschino cherries: Bring classic flavor and color. Pat dry before chopping.
- Coconut flakes: Adds sweetness and a soft chew. Either sweetened or unsweetened works.
- Pecans: Add crunch and a buttery flavor. You can substitute walnuts if needed.
- Whipped topping: Keeps the filling light and fluffy. You can also use stabilized homemade whipped cream.

FAQs
Why is my Millionaire Pie runny?
This usually happens if the crushed pineapple or cherries aren’t drained well enough. Be sure to squeeze out as much liquid as possible before adding them to the filling. The pie also needs enough chilling time to fully set.
Do I have to bake the crust?
No, but baking the crust helps it hold together better and gives it a slightly firmer texture. If you skip baking, make sure to chill the crust for at least 30 minutes before adding the filling.
Can I use fresh pineapple instead of canned?
It’s not recommended. Fresh pineapple releases more liquid and can prevent the pie from setting properly. Canned crushed pineapple (well-drained) works best.
Can I make a Millionaire Pie ahead of time?
Yes, this is actually a great make-ahead dessert. It needs at least 4 hours to chill, but overnight is best for the cleanest slices and best texture.
Can I leave out the nuts or coconut?
Yes. You can reduce or omit either one, but the texture will be softer and less traditional. Many vintage versions include both for flavor and structure.

Serving Ideas
This Millionaire Pie is best served well chilled so the filling stays light, creamy, and sliceable.
- Serve cold straight from the refrigerator for the best texture and flavor.
- Add a dollop of whipped cream and a maraschino cherry on top for a classic look.
- Sprinkle with extra toasted pecans or coconut for a little crunch.
- Serve alongside other holiday desserts for a full dessert table.

How to Store Millionaire Pie
Refrigerator: Store covered in the refrigerator for up to 3 to 4 days. Keep it chilled at all times since it contains cream cheese and whipped topping.
Freezer: You can freeze the pie (whole or in slices) for up to 1 month. Wrap tightly in plastic wrap and foil. Thaw in the refrigerator before serving. The texture will be slightly softer after freezing, but still delicious.

Millionaire Pie
Ingredients
Crust
- 1 ¼ cups graham cracker crumbs, about 10 full sheets, finely crushed
- ¼ cup (50 g) granulated sugar
- ½ cup (1 stick / 113 g) unsalted butter, melted
Filling
- 1 package (8 ounces) cream cheese, softened
- 1 can (14 ounces) sweetened condensed milk
- 5 tablespoons fresh lemon juice
- 1 tablespoon maraschino cherry juice
- 1 can (15.25 ounces) crushed pineapple, well drained
- 1 ½ cups (241 g) maraschino cherries, drained, patted dry, chopped
- 1 cup (93 g) sweetened coconut flakes
- ½ cup (54.5 g) chopped pecans, lightly toasted (optional)
- 1 ½ cups (180 g) whipped topping, thawed
Toppings (Optional)
- Whipped topping, swirls or dollops
- Maraschino cherries, whole (for the classic look)
- Toasted pecans
- Coconut flakes
Instructions
Crust
- Preheat oven to 350°F.
- In a medium bowl, mix graham cracker crumbs, sugar, and salt. Stir in melted butter until the mixture looks like wet sand and holds together when pressed.
- Press firmly into the bottom and up the sides of a 9-inch pie plate. Use the bottom of a measuring cup to pack it tightly and evenly.
- Bake for 8 to 10 minutes until lightly golden and set.
- Let the crust cool completely before adding the filling.
Filling
- In a large bowl, beat cream cheese until smooth and creamy, about 1 to 2 minutes.
- Add sweetened condensed milk and mix until fully combined and silky.
- Stir in lemon juice and cherry juice. The mixture will thicken slightly as it blends.
- Gently fold in drained pineapple, chopped cherries, coconut, and pecans until evenly distributed.
- Fold in whipped topping carefully to keep the filling light and fluffy.
- Spoon into the cooled crust and smooth the top.
- Chill at least 4 hours (overnight is best) until fully set.
- Top with whipped cream, maraschino cherries, toasted pecans, or a sprinkle of coconut before serving.
Did you make this recipe?
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