Banana Split Fluff

filed under: Dessert on May 18, 2019

This Banana Split Fluff is the most requested dish at our BBQ’s. The kids can’t get enough! They eat first with their eyes, but when they hear the name, they are in kid heaven! You may also like my Pistachio Fluff (Watergate Salad) and Oreo Fluff!

Banana Split Fluff

Banana Split Fluff

Easy peasy summertime dessert! This recipe is perfect for your next block party or BBQ for a few reasons.

  • it tastes so good
  • it doesn’t need refrigeration
  • folks think you have spent hours, but it only takes 5 minutes!

What is a Fluff recipe?

Typically it is an instant pudding base with whipped topping added to create a lighter and “fluffier” texture. This recipe does not have pudding and utilizes sweetened condensed milk. (My Oreo Fluff is the same formula!) But the final result is the same… a lighter, fluffier, flavor-packed mousse-like recipe that folks can’t get enough of!

Ingredients for Banana Split Fluff

How to Make Banana Split Fluff

So easy anyone can make it. If you are getting ready for a party, ask one of the kids to put it together! Grab your ingredients:

  • sweetened condensed milk
  • whipped topping
  • cherry pie filling
  • bananas
  • crushed pineapple
  • chopped nuts (we prefer peanuts, this is optional)

Add the sweetened condensed milk and whipped topping to a bowl and stir to combine. (I like to use my hand-held mixer just to make sure it’s really incorporated, but if you are not afraid of a little stirring, feel free to use a spatula and stir away.) Add in your cherry pie filling, chopped bananas, and pineapple. Stir again. And you’re done! Well, almost. If you want to garnish you can add more whipped topping on the top and sprinkle with chopped nuts. I added a maraschino cherry to the individual servings which the kids loved.


How to Make Banana Split Fluff

How to Serve Banana Spilt Fluff

When attending an event I make it in a big bowl and bring a big spoon. (Who doesn’t love a giant helping of banana split fluff?) But when at home I like to serve it in individual bowls. I often head to the local thrift shop or dollar store and pick up ice cream dishes. I love it when they don’t match, it always adds a rustic aesthetic to the presentation that folks love

This banana split fluff is great because it does not require refrigeration! You can make it and chill it until your event (helps the bananas from browning) or you can just whip it up, throw it on the food table, and have a great day!

Variations for Banana Split Fluff

  • Use instant banana pudding in place of the sweetened condensed milk. Or use instant chocolate pudding!
  • Try maraschino cherries instead of cherry pie filling. I have used a 24-ounce jar (drained) and roughly chopped the cherries before adding.
  • Add in a couple of cups of mini marshmallows.
  • Top with chocolate syrup or mini chocolate chips.
  • Make it a “lush” dessert! In a 9×13 pan add a layer of banana pudding (I add chopped bananas when I do this), a layer of vanilla pudding, and a layer of chocolate pudding. Top with a layer of whipped cream, then drizzle with chocolate syrup and sprinkle with maraschino cherries. I make this often and have never posted it here, but I will soon!


Banana Split Fluff Recipes

Check out these other fantastic summer-time desserts:

No-Bake Cheesecake

No-Bake Oreo Cheesecake

No-Bake Strawberry Cheesecake

No-Bake Caramel Shortbread Pie

Peanut Butter Oreo Dessert (No-Bake!)

4.88 from 8 votes
Banana Split Fluff
Banana Split Fluff
Prep Time
10 mins

Always a hit at any get-together, this Banana Split Fluff is a crowd pleaser!

Course: Dessert
Cuisine: American
Keyword: banana split fluff
Servings: 12 servings
Calories: 289 kcal
Author: Amanda Rettke
  • 1 can (14 ounces) sweetened condensed milk
  • 12 ounces whipped topping
  • 1 can (21 ounces) cherry pie filling
  • 3 firm bananas, cut into chunks
  • 1 can (8 ounces) crushed pineapple, drained
  • 1/2 cup chopped nuts, optional
  1. In a large bowl, blend the sweetened condensed milk and whipped topping until fully combined.

  2. Add the cherry pie filling, banana slices, and crushed pineapple.

  3. If you are adding nuts (we prefer chopped peanuts) add them now. Reserve a few for garnish.

  4. Stir all ingredients by hand. You can serve immediately or chill until ready to serve.

Ultimate Cherry Fluff

I laughed when I saw this picture because it reminds me of that famous scene from Varsity Blues! 😂😂😂

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  • Ruth Franke says:

    Why doesn’t this need to be refrigerated since it contains sweetened condensed milk and whipped topping? I could understand refrigerating it, then have it on a serving table for and hour or two; but then I would think it needs to go right back into the refrigerator. You said this salad is perfect for a BBQ and that sounds like hot outside temperatures????

  • Patricia Drennan says:

    My husband has been making this as a dessert for thanksgiving for several years, he uses pecans which go perfect in it. Everyone loves it. We do refrigerate it, can’t imagine not. Make it the same day it doesn’t keep well even over night in the fridge.

  • georgia says:

    imagine being a kid and being able to eat this stuff without a care in the world for getting fat. crazy!!

  • Allison T MacKay says:

    This looks like a great recipe for disaster, but if some recommendations to use non or low fat ingredients. Sweetened Condensed milk is loaded with fat (and sugar) for instance. R
    Ladies, read the labels!

  • Gloria Reay says:

    Can I freeze this?

    • Amanda Rettke says:

      I don’t recommend it.

  • Tracey Goodchild says:

    I’m suspicious of anything using artificial cream that doesn’t need refrigerating. Why not use proper whipped cream with no nasty additives, ok so you have to put it in the fridge, no big deal.

  • JoyceCousins says:

    I enjoy the recipes they are delightful .

  • Kim says:

    Always looking at your recipes I picked a few for parties and always a big hit. Thank you❤

  • Nancy Ketchel says:

    Can the pineapple be left out? What would bea good substitute?

  • Nancy Bracken says:

    What kind of dishes should this banana split recipe be used? Individual glass cups?

  • Charline Butcher says:

    I just love her recipes and specially the easy ones that take little time to make and so so delicious.

  • Kelly says:

    Patricia, I think she means the recipe doesn’t require refrigeration prior to serving it. In other desserts that use puddling mix, the pudding needs to be refrigerated to achieve the correct consistency. This dessert is a mix and serve, but it needs refrigeration after it’s served or if you’re making it advance.

  • Jerri Lynne Craig says:

    I wish that you had your own show on TV!

  • Arlene says:

    Omg…like Wow, i needed something like this. Now i need to see your oreo cokkie one.

  • Amy Durham says:

    So easy and the hit of the desert table

  • Sandra Groome says:

    Looks great and so easy

  • Donna says:

    How about low or no salt meals

    • Elizabeth Keeney says:

      Hi, Donna! I work with iambaker and am happy to help with questions. We don’t have specific low or no salt meals, but it’s a great suggestion. Have a great day!

  • Linda says:

    My family has always made these simple deserts as far back as the sixties. We also use jello with cool whip, fruit, nuts or coconut. They are very light deserts and tasty. Cottage cheese is another added Ingredient with jello and cool whip. There is also a million dollar pie version as well. We do refrigerate ours a day before. It’s better chilled on a hot day

  • Sharon Kinney says:

    I will try this it sounds & looks so yummy.

  • Cynthia says:

    Thank you for your wonderful recipes

  • Rhonda says:

    do you do anything to the bananas to prevent browning?

  • Darlene Hewer says:

    I,am always willing to try different recipes

  • Ann Brewwr says:

    It says to chill until ready to serve in the instructions

  • Lindsey says:

    Add some coconut too. Delicious!

  • Niyas says:

    Can you send me the recipe in person?

    • Amanda Rettke says:

      I can’t deliver it in person, no. Sorry.