This Banana Split Fluff is the most requested dish at our BBQ’s. The kids can’t get enough! They eat first with their eyes, but when they hear the name, they are in kid heaven! You may also like my Pistachio Fluff (Watergate Salad) and Oreo Fluff!

Banana Split Fluff

Banana Split Fluff

Easy peasy summertime dessert! This recipe is perfect for your next block party or BBQ for a few reasons.

  • it tastes so good
  • it doesn’t need refrigeration
  • folks think you have spent hours, but it only takes 5 minutes!

What is a Fluff recipe?

Typically it is an instant pudding base with whipped topping added to create a lighter and “fluffier” texture. This recipe does not have pudding and utilizes sweetened condensed milk. (My Oreo Fluff is the same formula!) But the final result is the same… a lighter, fluffier, flavor-packed mousse-like recipe that folks can’t get enough of!

Ingredients for Banana Split Fluff

How to Make Banana Split Fluff

So easy anyone can make it. If you are getting ready for a party, ask one of the kids to put it together! Grab your ingredients:

  • sweetened condensed milk
  • whipped topping
  • cherry pie filling
  • bananas
  • crushed pineapple
  • chopped nuts (we prefer peanuts, this is optional)

Add the sweetened condensed milk and whipped topping to a bowl and stir to combine. (I like to use my hand-held mixer just to make sure it’s really incorporated, but if you are not afraid of a little stirring, feel free to use a spatula and stir away.) Add in your cherry pie filling, chopped bananas, and pineapple. Stir again. And you’re done! Well, almost. If you want to garnish you can add more whipped topping on the top and sprinkle with chopped nuts. I added a maraschino cherry to the individual servings which the kids loved.

How to Make Banana Split Fluff

How to Serve Banana Spilt Fluff

When attending an event I make it in a big bowl and bring a big spoon. (Who doesn’t love a giant helping of banana split fluff?) But when at home I like to serve it in individual bowls. I often head to the local thrift shop or dollar store and pick up ice cream dishes. I love it when they don’t match, it always adds a rustic aesthetic to the presentation that folks love

This banana split fluff is great because it does not require refrigeration! You can make it and chill it until your event (helps the bananas from browning) or you can just whip it up, throw it on the food table, and have a great day!

Variations for Banana Split Fluff

  • Use instant banana pudding in place of the sweetened condensed milk. Or use instant chocolate pudding!
  • Try maraschino cherries instead of cherry pie filling. I have used a 24-ounce jar (drained) and roughly chopped the cherries before adding.
  • Add in a couple of cups of mini marshmallows.
  • Top with chocolate syrup or mini chocolate chips.
  • Make it a “lush” dessert! In a 9×13 pan add a layer of banana pudding (I add chopped bananas when I do this), a layer of vanilla pudding, and a layer of chocolate pudding. Top with a layer of whipped cream, then drizzle with chocolate syrup and sprinkle with maraschino cherries. I make this often and have never posted it here, but I will soon!
Banana Split Fluff Recipes

Check out these other fantastic summer-time desserts:

No-Bake Cheesecake

No-Bake Oreo Cheesecake

No-Bake Strawberry Cheesecake

No-Bake Caramel Shortbread Pie

Peanut Butter Oreo Dessert (No-Bake!)

Banana Split Fluff
4.89 from 9 votes

Banana Split Fluff

Prep Time 10 minutes
Total Time 10 minutes
Always a hit at any get-together, this Banana Split Fluff is a crowd pleaser!


  • 1 can (14 ounces) sweetened condensed milk
  • 12 ounces whipped topping
  • 1 can (21 ounces) cherry pie filling
  • 3 firm bananas, cut into chunks
  • 1 can (8 ounces) crushed pineapple, drained
  • ½ cup chopped nuts, optional


  • In a large bowl, blend the sweetened condensed milk and whipped topping until fully combined.
  • Add the cherry pie filling, banana slices, and crushed pineapple.
  • If you are adding nuts (we prefer chopped peanuts) add them now. Reserve a few for garnish.
  • Stir all ingredients by hand. You can serve immediately or chill until ready to serve.

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Ultimate Cherry Fluff

I laughed when I saw this picture because it reminds me of that famous scene from Varsity Blues! 😂😂😂

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Meet Amanda Rettke

Amanda Rettke is the creator of I Am Baker, and the bestselling author of Surprise Inside Cakes: Amazing Cakes for Every Occasion – With a Little Something Extra Inside.Over the course of her 15+ year blogging adventure, she has been featured in and collaborated with the Food Network, New York Times, LA Times, Country Living Magazine, People Magazine, Epicurious, Brides, Romantic Homes, life:beautiful, Publishers Weekly, The Daily Mail, Star Tribune, The Globe and Mail, DailyCandy, YumSugar, The Knot, The Kitchn, and Parade, to name a few.

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